New Car (cliche, huh?)

Actually, this one we had to, let me explain…
Sarah and I had 2 cars, a honda civic wagon (he) from 1983 -and yes, it’s a vintage car- and a 96 VW Jetta (she).
Well, she got into trouble. Mandeep and I were coming back from work and since the freeway was backed up we took a back road. It was night and there was no light on that road. At some point that road cross the railroad -your imagination is running wild now- and of course at the railroad crossing there was still no light… On top of it, since the road is parallel to the railroad, the crossing happen with a sharp left-right. Basically you turn on the railroad track.
Since we could not see crap, instead of a ninety degree turn, we did a sixty and she went straight bouncing on the tracks! We were not going very fast since we noticed the crossing signs, the airbags did not even go off. It did not really feel like an accident, there was just a loud noise from the car falling on the rail and the car slided a bit on the rail, just enough to leave the concrete of the crossing. So now the car is stuck on the rails, the left wheels dangling in the air. We get out of the car and we started wondering if we could somehow move the car. Shortly after that Mandeep looks at the horizon and yes indeed a distant bright light is looking at us -a train is coming- and yes the railroad crossing signal starts ringing…
We of course left the car and we were expecting some fireworks… luckily the train passed by - at full speed! - on the other track. After that the cops arrived then the tow truck and so on. Unfortunately, her engine/transmission landed on the train track, so she is totaled.
We got new car then, because the honda can’t go uphill, so we could not get out of the valley…
It’s a new 2006 Subaru Impreza Outback 2.5i, 173hp, 300miles, manual with all the features you could think of. We got it for 18780 with 0% apr (2 yrs).